Keep the household’s money in view without handing it to someone else’s app: budgets with Actual Budget and Firefly III, subscriptions with Wallos, and investments with Portfolio Tracker.
Actual Budget
Self-hosted, local-first envelope budgeting โ the YNAB-style workflow without YNAB's $109/year, and the Mint replacement Intuit's shutdown left a hole for.
A managed instance of Actual Budget on ElfHosted โ open-source, local-first envelope budgeting. The web app + iOS / Android / desktop clients all sync against your hosted Actual Server. Same envelope-style ("give every dollar a job") workflow as YNAB, with no annual subscription. MIT-licensed.